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Real Estate Tips and Trends….. December 2014 Mortgage Rates

December 19, 2014 by Sharon Fennell Kennedy | St. Petersburg, FL: Pinellas County Leave a Comment

Mortgage Rates

As the end of 2014 quickly approaches, the good news for homebuyers is mortgage rates are cheaper now than they were when the year began.

In January the average 30-year, fixed-rate mortgage (the most popular way to finance a home) cost 4.69%. The consensus among economists and industry analysts was that would rise to 5.5% by the end of the year. Instead rates have declined, reaching as low as 4.01% in mid-October and only 4.07% in interest.com’s most recent survey of major lenders.

Home loans haven’t been this cheap since May 2013. The typical 30-year, fixed-rate home loan costs a half point less than this time last year, which saves borrowers $30 a month for every $100,000 they borrow.

For more information on mortgages, please contact:

Jeff Crain: VP of Mortgage Lending

jeff.crain@guaranteedrate.com

https://www.guaranteedrate.com/jeffcrain

About the author

Sharon Fennell Kennedy is a grant writer specializing in non-profits and a real estate blogger for The Mesimer Team – REMAX/Metro in St. Petersburg, FL. She enjoys antiquing and repurposing flea market finds, yoga, walking and reading. You can connect with Sharon on www.estelia.com or www.sharon-kennedy.com

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