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Real Estate Tips and Trends… Saving for a Rainy Day

September 15, 2014 by Estelia Mesimer

Real Estate Tips and Trends… Saving for a Rainy Day

We’ve all heard the euphemism of saving for a rainy day, but what exactly is a rainy day? Simply put, it’s a future time of need, especially financial and it takes on new meaning when it comes to your home – like when your roof leaks during a rainstorm.

As a real estate agent I learned early on to be prepared for the unexpected. It’s a message I share with clients. As a homeowner you should build up an emergency fund to handle a sudden expense. The amount, of course, depends on how much you can set aside; the important thing is that you have a fund. The best and easiest way to start is to open a savings account and automatically transfer a regular amount from checking to savings every month. Start with a small savings goal and gradually increase it over time. You’ll be surprised how quickly it will grow.

Additionally, if you don’t have a good sense of your home’s current condition, consider hiring a reputable home inspector and use his report as a starting point for planning home repair priorities.

Remember:
You don’t have to do a big project all at once; and
Postpone purely cosmetic repairs projects and focus on needed maintenance.

Questions, comments – call me at 727-686-2859 or email me at estelia@kw.com

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Related Reading:
The Money Saving Mom’s Budget by Crystal Paine.
Money Secrets of the Amish: Finding True Abundance in Simplicity, Sharing, and Saving by Lorilee Craker.
The Total Money Makeover by Dave Ramsey.

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Estelia Mesimer
150 2nd Ave N, Suite 100
St. Petersburg, FL 33701
Estelia@Estelia.com
Direct: 727.686.2859

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